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WhatCard's list of best credit card sign up promotions

(Last updated on 8 January)

To help you get the best deals for any card you may be thinking of applying for, we have consolidated the best credit card sign up promotions, and only show you those that are worth considering - typically anything that gives at least $100 cash or more on sign up (or equivalents such as cash credit, miles, vouchers, free luggage)

We have divided the promos into two main categories, click the links to jump straight to the relevant one! :

Promotions that do not have spending requirements - just apply for the card and get an easy cash bonus, the easiest “free money” you can get. Unfortunately the best promos are typically reserved for new-to-bank customers:

Promotions that have spending requirements - ideal for those with large upcoming spend (e.g. wedding, booking holidays, buying luxury items) and are looking to cash in on a large promotion. Bonus rewards listed are above and beyond the baseline earning rate for the card - so when you hit these minimum spending you will get the bonus in addition to whatever normal cashback/miles rewards you get


Promotions With NO Minimum Spending Required

1. Citibank $200 for new-to-bank, $30 for existing cardholders

Covers the Citi PremierMiles, Citi Cashback, Citi Rewards Visa, and Citi Prestige

Apply now for the CitiPremierMiles | Citi Cashback | Citi Rewards Visa | Citi Prestige card


2. Standard Chartered $200 for new-to-bank, $70 for existing cardholders

Covers the StanChart Unlimited, StanChart Spree, and StanChart Rewards+ cards

Apply now for the StanChart Unlimited | StanChart Spree | StanChart Rewards+


Promotions With Minimum Spending Required

1. American Express Krisflyer

  • Bonus January Offer | Get complimentary 1 night stay at Village Hotel Singapore (worth $360) with spend of $1,000 within first 1 month of card approval
  • Get bonus 7,500 miles when you spend $5,000 within the first 3 months
  • If you are new to the Amex Krisflyer cards (it doesn’t matter if you own other Amex cards e.g. the Amex True Cashback), you get an additional 5,000 miles upon first spend for the card
  • First year annual fee waived
  • Check out our detailed review of the Amex KF card

Apply now for the Amex Krisflyer Card


2. American Express Krisflyer Ascend

Ascend

  • Bonus January Offer | Get complimentary 1 night stay at Village Hotel Singapore (worth $360) with spend of $1,000 within first 1 month of card approval
  • Get bonus 15,000 miles when you spend $10,000 within the first 3 months
  • If you are new to the Amex Krisflyer cards (it doesn’t matter if you own other Amex cards e.g. the Amex True Cashback), you get an additional 5,000 miles upon first spend for the card- Get 7,500 miles per successful referral
  • Get complimentary one night Hilton hotel stay and 4x complimentary airport lounge access

Apply now for the Amex Krisflyer Ascend Card


3. HSBC Revolution and HSBC Advance

  • Get $150 cash credit OR a Samsonite T5 Spinner Bag (worth $560) with $800 spend within one month
  • Only eligible for new-to-bank customers
  • Get bonus $20 Grab voucher when applying via MyInfo

Apply now for the HSBC Revolution | HSBC Advance


4. Citi PremierMiles

Citi%20PM

  • Get bonus 26,500 miles when you spend a minimum of $9,000 within the first three months and pay the first year annual fee of $192.60
  • Only eligible for new-to-bank customers, who also qualify for an additional $200 cash bonus when applying through SingSaver, with no minimum spend required
  • Read our full article on the Citibank-SingSaver promotion

Apply now for the Citi PremierMiles card


If you would like to get the maximum rewards from your credit cards, do consider subscribing to our upcoming newsletter and follow us on Facebook to stay updated on the latest tips, tricks, and hacks (like this article!) to get the most out of your credit cards.

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