💳 WhatCard Community

WhatCard's list of best credit card sign up promotions

(Last updated on 4th March)

To help you get the best deals for any card you may be thinking of applying for, we have consolidated the best credit card sign up promotions, and only show you those that are worth considering - typically anything that gives at least $100 cash or more on sign up (or equivalents such as cash credit, miles, vouchers, free luggage)

We have divided the promos into two main categories, click the links to jump straight to the relevant one! :

Promotions With NO Minimum Spending Required

Just apply for the card and get an easy cash bonus, the easiest “free money” you can get. Unfortunately the best promos are typically reserved for new-to-bank customers:

1. Citibank Cards

Covers the Citi PremierMiles, Citi Cashback, Citi Rewards Visa, and Citi Prestige

Apply now for the CitiPremierMiles | Citi Cashback | Citi Rewards Visa | Citi Prestige card

2. Standard Chartered Cards

Covers the StanChart Unlimited, StanChart Spree, and StanChart Rewards+ cards

  • Get Apple airpods, charging case and $80 cash (from SCB) when you apply for a new Standard Chartered Card
  • Existing cardholders get $70 cash ($50 from Singsaver, $20 from SCB)

Apply now for the StanChart Unlimited | StanChart Spree | StanChart Rewards+

3. Amex True Cashback


Apply now for the Amex True Cashback

4. OCBC Cards


  • $100 cash for new-to-bank

Apply now for the OCBC 365 Card | OCBC Titanium Rewards Card

Promotions With Minimum Spending Required

1. American Express Krisflyer

  • Get bonus 21,000 miles when you spend $5,000 within the first 3 months and apply for 2 supplementary cards
  • If you are new to the Amex Krisflyer cards (it doesn’t matter if you own other Amex cards e.g. the Amex True Cashback), you get an additional 5,000 miles upon first spend for the card
  • First year annual fee waived
  • Check out our detailed review of the Amex KF card

Apply now for the Amex Krisflyer Card

2. American Express Krisflyer Ascend


  • Get bonus 15,000 miles when you spend $10,000 within the first 3 months
  • If you are new to the Amex Krisflyer cards (it doesn’t matter if you own other Amex cards e.g. the Amex True Cashback), you get an additional 5,000 miles upon first spend for the card- Get 7,500 miles per successful referral
  • Get complimentary one night Hilton hotel stay and 4x complimentary airport lounge access

Apply now for the Amex Krisflyer Ascend Card

3. HSBC Revolution and HSBC Advance

  • Get $150 cash credit OR a Samsonite T5 Spinner Bag (worth $560) with $800 spend within one month
  • Only eligible for new-to-bank customers
  • Get bonus $20 Grab voucher when applying via MyInfo

Apply now for the HSBC Revolution | HSBC Advance

4. Citi PremierMiles


  • Get bonus 26,500 miles when you spend a minimum of $9,000 within the first three months and pay the first year annual fee of $192.60
  • Only eligible for new-to-bank customers, who also qualify for an additional $200 cash bonus when applying through SingSaver, with no minimum spend required
  • Read our full article on the Citibank-SingSaver promotion

Apply now for the Citi PremierMiles card

5. YouTrip Card

  • Use promocode “WHATCARD5” after you download the mobile app to get free $5 in your YouTrip mobile wallet once you have registered

6. Revolut Card

To get $5 credited into your wallet:
  • Sign up through this link
  • Complete identity verification
  • Top up minimum amount into the account S$20
  • Order a physical card

If you would like to get the maximum rewards from your credit cards, do consider subscribing to our upcoming newsletter and follow us on Facebook to stay updated on the latest tips, tricks, and hacks (like this article!) to get the most out of your credit cards.

If you enjoyed this article, you may also be interested in:

Is the Don Don Donki credit card worth getting?
A workaround for paying bills with GrabPay Credits
WhatCard of the Week (WCOTW) 27 Sept: Amex True Cashback Card
Yes, you can withdraw your X Card Miles to Krisflyer
You are throwing away money (and paying for my credit card rewards) if you use cash
WhatCard of the Week (WCOTW) 14 Feb: Citi Cash Back + Card
AXS has quietly removed the GrabPay payment option
3 questions you should have answered, before you start investing
Last day to redeem your GrabRewards Points before it gets massively devalued
The highest interest savings account in Singapore today (2020 Edition)
Limited Time Promo: Get $100 cash credit when you apply for UOB PRIV Amex, existing UOB cardholders also eligible
WhatCard of the Week (WCOTW) 16 Mar: OCBC Titanium Rewards Card
Best Credit Card Strategy to Save More on Grab Top Up
WhatCard of the Week 23 Oct: DBS Altitude Card
10 ways to hit your UOB One minimum monthly spending
WhatCard of the Week (WCOTW) 8 Nov: BOC Elite Miles World Mastercard
The StanChart X Card has finally awarded it’s 100,000 miles sign up promo
Best cashback credit cards to use with SimplyGo for paying Bus/MRT fares
Get 4.0 MPD on all overseas spend on DBS Altitude, first 5,000 registrations only
Cash vs Card: Which is better for overseas expenses?
Get $288 in 3 simple steps with this sign up promo (valid till 31 Oct)
YouTrip/Revolut is no longer accepting GPMC for topup
YouTrip, Transferwise, Revolut, DBS MCA – How do you choose a multi-currency wallet?
7 Questions with WhatCard co-founder Glenn Toh (SingSaver interview)
Three strategies you can employ to meet credit card minimum spending requirements
Does the MCO Visa Card live up to all its hype?
AXS has (for now) stopped accepting GrabPay
WhatCard's 2019 Card of the Year Award!
How much is a Krisflyer Mile worth?
3 CPF schemes young adults should know about
Here is how to get 10% off your insurance premiums
UOB One card will stop awarding rewards for Grab Wallet topup from 16 March
Scam Alert: Don’t fall for these 5 financial scams!
The $288 IG 45th anniversary promo cash bonus has been fulfilled
Should you invest your money using DBS's recently launched robo-advisory services?
DBS Digi Portfolio VS StashAway: How do the robos compare against each other?
StashAway Simple: Is it that simple?
How to get even MORE rewards from your credit card expenses
Why I would suggest mile chasers to think twice about applying for the BOC Miles Card
How I Got 72,000 Krisflyer Miles (worth $1,440) for Free
5 Simple Hacks for all Online Shopaholics
Amex is excluding GrabPay topup from credit card rewards from March (except for Amex True Cashback)
OCBC just launched a new miles card that is a better version of the DBS Altitude / Citi PremierMiles (for now)
The (plastic) X Card is back, with a 60,000 miles sign up promotion
Best Cashback Card for One-Off & Lump Sum Spending
Is the StanChart Unlimited$aver and Unlimited Card with 5% cashback a good deal?
WhatCard in August: Growing our user engagement
Travel Hack: How You Can Fly Singapore Airlines Suites Class for $695.50
WhatCard of the Week (WCOTW) 20 Sept: DBS Woman's World MasterCard
You will get your bonus miles for the X Card.... eventually

Hello. Does topping up Grabpay with $9k qualify me for the Citi Premiermiles 40k miles promotion?