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What ways to leverage and manage cashflow on personal wealth

Have anyone watched the Cafe money ep34 on cash flow on YouTube.
There are a few key takeaway from the video.
Benny [one of the host] mention that there is this tactics known as 2 percent interest apr balance transfer. Want to know how does it work? To prepare myself should any stock market crash happen in the future.

  1. he mentioned that open a private limited company to get loans. I understood it need to be operational. But how do make it less effort while able to maximise the loan. And does this work with property as well? He only mention briefly without on how to do it.

Fyi. I am a full time stock investor. New self make millionaire at age 32. So wish to have more ways of growing my networth.

Hopefully someone can chat more about this and we learn together.